Bykonen Insurance Agency
Halfway House
The Bykonen Insurance Agency is a multi-line insurance agency providing personalized insurance coverage for families and businesses. Serving clients in Victorville, Hespira, Apple Valley, Phelan, Pinion Hills, and Wrightwood, California. Our services include Business, Commercial, Health, Auto, and Home Insurance.

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Secondary Markets

Halfway House

A safe haven for new business - this program covers health care and social-service facilities offering voluntary outpatient and/or temporary-stay services.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Errors and Omissions Coverage - Policy Limits
  • Sexual and Physical Abuse
    Coverage - $25,000 per claim/$50,000 Aggregate (higher optional limits available)

Deductible:

  • Minimum $500 Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Outside the Premises