Bykonen Insurance Agency
Club Insurance
The Bykonen Insurance Agency is a multi-line insurance agency providing personalized insurance coverage for families and businesses. Serving clients in Victorville, Hespira, Apple Valley, Phelan, Pinion Hills, and Wrightwood, California. Our services include Business, Commercial, Health, Auto, and Home Insurance.

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Miscellaneous

Secondary Markets

Club Insurance

Get involved in new business with this program designed to cover civic, luncheon, service and social clubs, including lodges.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Hired and Non-Owned Auto
  • Liquor Liability

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests (Club members included)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers
  • Food Spoilage

Crime

  • Inside the Premises - Theft of Money and Securities
  • Outside the Premises